Posted on 21/12/2009
A New Era of Mobile Credit Card Processing
Filed Under (Ad Networks, Adsense, Make Money) by

Up until now, options for mobile credit card processing have been fairly limited. Paypal and Google Checkout have offered support for mobile payments for some time, but the interfaces are not well streamlined for mobile users. Mobile merchant account services just got a upgrade with the Amazon Mobile Payment Service (MPS), which brings Amazon’s 1-Click checkout to mobile devices. Customers still have to go through a one-time setup procedure to establish their merchant account information in Amazon’s payment service, but once this is done, payments can be made with 1-Click.

Internet merchants who already accept Amazon Payments are ready to go with MPS because it has been built into Amazon Payments API. Amazon Payments will automatically detect when it is being accessed by a mobile device and configure its function to accept MPS. The APIs that come with MPS can also be included in mobile applications to simplify credit card processing for pay-to-play applications. Since so many people are already set up to make payments through Amazon’s credit card processing system, widespread adoption by customers is virtually guaranteed.

With a little ingenuity the system could be adopted for in-store sales as well, as merchants provide free mobile apps to their customers or provide a mobile website that customers may use for payment in brick-and-mortar locations if they wish to. Just as physical credit card processing has become a daily reality for merchants, the ability to accept mobile payments may become nearly as important as more customers adopt this payment method as well. Just as merchants have learned with merchant accounts, you do not want to lose a sale just because you lack the ability to accept a certain method of payment. Taking into consideration a lot of merchants no longer just do business at thier store location mobile payment processing will become more popular as time goes on.

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